Currently present in Chile, Peru and USA which allows us to give an updated and accurate assessment for finding the most suitable coverage for our clients.

Our team has an extensive experience and knowledge in each of our markets, which allows us to attend the needs of our clients with accurate and updated information to design solutions that are adapted to their requirements.

Designed solutions per region

Property
Insurance

Business Line Insurance

Fire Insurance
Is the insurance that protects companies from damage to their insured assets as a consequence of fire as well as the heat, smoke, vapor from it and the damages caused by the means to extinguish and contain the fire. Damages due to earthquakes, tsunamis and others can be added to this type of insurance.
Business Interruption Insurance

Is the insurance that covers the benefits that the insured stops receiving in case of a claim.

Theft Insurance
Is the insurance that gives protection in case the insured suffers a loss or damage of insured assets as a consequence of violent theft caused by third parties.
Crystal Insurance
Is the insurance that indemnifies the material damages due to breakage or smash of crystal, glass or mirrors.
Transport Insurance

Is the insurance that covers cargo and that in case of a claim will indemnify material damages and economic loss that occur as a consequence of a failure during the transport.

General Cargo Insurance

Cargo can be insured either by “all risk” or “named perils”.

  • Institute Clause A
  • Institute Clause B
  • Institute Clause

Perishable and Frozen Cargo Insurance

Through our international network and as representatives of SA\VE, a german specialized broker in perishable insurance, we can offer support to our clients, where the policies offered from our European partners cover temperature, delay, Controlled Atmosphere, Cold Treatment risks.

Engineering Insurance
These insurances provide protection to the insured from material damage that occurred in Construction and Civil Engineering, as well as the Civil Liability that this damage could cause. All equipment and goods used or that are going to be used for the execution of the work and located in the work site can be covered in this insurance, as long as the loss or damage is derived from an unpredictable or accidental cause. Demolition works, removal of debris and clearance operations are covered.
  • Construction All Risk (CAR)
  • Erection All Risk (EAR)
  • Contractor’s Equipment Floater (CEF)
  • Machinery Breakdown and Failure Insurance
  • Electronic Equipment Insurance
  • Civil Engineering Completed Risk Insurance
  • Advanced Loss of Profits Insurance (ALOP)
Credit Insurance
Credit Insurance covers companies against the non-payment risk from their clients, either in their domestic or international sales.
  • Export credit insurance
  • Domestic credit insurance
Guarantee Insurance and Performance Bond
Guarantee insurance indemnifies the insured against property damage suffered in case the policy holder is unable to fulfill his legal or contractual obligations.
  • Seriousness of offer Guarantee Insurance
  • Payment or advance payment bond
  • Performance Bond
  • Maintenance Guarantee Insurance
  • Performance of labor and pension Guarantee
Auto / Vehicle Insurance
Is the insurance that covers direct damage against insured vehicles, auto parts, pieces and accessories as a consequence of overturning, collision, fire, lightning, explosion and damage caused as a consequence of a towing service or transportation of the vehicle.

Personal Lines Insurance

Fire Insurance
Is the insurance that protects companies from damage to their insured assets as a consequence of fire as well as the heat, smoke, vapor from it and the damages caused by the means to extinguish and contain the fire. Damages due to earthquakes, tsunamis and others can be added to this type of insurance.
Auto / Vehicle Insurance
Is the insurance that covers direct damage against insured vehicles, auto parts, pieces and accessories as a consequence of overturning, collision, fire, lightning, explosion and damage caused as a consequence of a towing service or transportation of the vehicle.

Life and Health
Insurance

Business Line Insurance

Personal Accident Insurance
Is the insurance that provides protection in case of an accident, covering the sum insured in case of Death, partial dismembering due to an accident in favor of the insured. This insurance also provides reimbursement in case of medical expenses without deductible and without a grace period.
Complementary Health Insurance
Is the insurance that allows coverage over the differences that are generated between the universal health coverage expenses and the copayment that is assumed by the insured. This coverage will depend on the insurance plan on the Employers’ Benefits, since the payment of the premium will be covered in part or completely by the Employer.

Personal Lines Insurance

Personal Accident Insurance
Is the insurance that provides protection in case of an accident, covering the sum insured in case of Death, partial dismembering due to an accident in favor of the insured. This insurance also provides reimbursement in case of medical expenses without deductible and without a grace period.
Life Insurance
Life Insurance pays a sum of money in exchange for a premium, upon the death of an insured person or after a set period. It provides protection also against disability and particularly castrophic diseases.
  • Temporal Life Insurance
  • Dotal Life Insurance
  • Universal Life Insurance
  • Guaranteed Value Life Insurance

Liability
Insurance

Business Line Insurance

Liability Insurance
This are insurances that generate from an obligation to indemnify that a Company or a Person has when a damage was caused to a third party. The main objective is to repair damage so the affected third party could be positioned in the same situation as it was before the sustained damage. In Liability Insurance, the insurer pays a sum of money to the affected third party as per a court ruling, or a transaction signed by the insured with knowledge and permission of the Insurer. This insurance can be taken via contractual or extracontractual mode and some of the coverages are:
  • Vehicle Liability Insurance
  • Personal Transport Insurance
  • Construction Liability Insurance
  • Manufacturers’ Insurance
  • Workers Compensation Insurance
  • Cross Liability Insurance
  • Pollution Liability Insurance
  • Garage Liability Insurance
  • Product Liability Insurance
  • Homeowners Liability Insurance
  • Professional Liability Insurance
  • Landlords Liability Insurance
  • Cargo Liability Insurance
  • Clinical Trial Liability Insurance
CONTACT AN INSURANCE BROKER HERE